[SchoolFinance] Insurance

[Krol, Gabrielle]

Thank you

On Fri, Feb 6, 2026 at 12:24 PM Carrie Colley <c.colley at msad17.org> wrote:

> Gabby,
> MSAD 17 switched from MSMA to Liberty Mutual/Cross several years ago
> before I became Business Manager.  Like the others we have seen significant
> increases yearly.  Last Year Cross Insurance performed the bid process for
> us which didn't result in any premium changes.
> I'm going to prepare a new bid as we've had some significant changes.
>
> We still have workers comp through MSMA and Cross Insurance is asking to
> let them bid that as well.  Did those of you who have switched Workers Comp
> carriers have the same experience as when you switched your
> Property/Liability insurance?
>
> Carrie
>
>
>
> On Fri, Feb 6, 2026 at 10:04 AM Krol, Gabrielle <gabrielle.krol at msad52.org>
> wrote:
>
>> Good Morning,
>>
>> I am sending this out one more time in hopes of getting a few more
>> responses for information to take back to my board.
>>
>> Our board is interested in understanding which districts have switched
>> from or to MSMA for insurance over the last several years and what the
>> increase or decrease in your premiums has been as a result.  They are
>> interested in learning that if the change has resulted in lower costs
>> regardless of the company you have switched to/from. Also, any pros/cons
>> you are willing to share.
>>
>> I am hoping to get the name of your carrier and what that overall
>> increase/decrease was.
>>
>> Hope everyone has a wonderful weekend!
>>
>> On Tue, Jan 27, 2026 at 7:41 AM Krol, Gabrielle <
>> gabrielle.krol at msad52.org> wrote:
>>
>>> Good Afternoon,
>>>
>>> Our board is interested in understanding which districts have switched
>>> from or to MSMA for insurance over the last several years and what the
>>> increase or decrease in your premiums has been as a result.  They are
>>> interested in learning that if the change has resulted in lower costs
>>> regardless of the company you have switched to/from. Also, any pros/cons
>>> you are willing to share.
>>>
>>> I am hoping to get the name of your carrier and what that overall
>>> increase/decrease was.
>>>
>>> I appreciate your time with this- insurance is a heavy lift for our
>>> districts and the time it takes to go to bid is quite a commitment.
>>>
>>> We have been extremely happy with our insurance with MSMA, however the
>>> board does not work directly with them so they want to make sure the cost
>>> is appropriate.
>>>
>>> Thanks so much!
>>> Gabby
>>>
>>>
>>> --
>>> Gabrielle Krol
>>> Business Manager
>>> MSAD 52
>>> 486 Turner Center Road
>>> Turner, ME 04282
>>> 207-225-1006
>>>
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>
>
>
> --
> Carrie Colley
> Director of Finance & Operations
> M.S.A.D. #17
> 232 Main Street, Suite 2
> South Paris, Maine 04281
> 207-743-8972
> 207-743-2878 (Fax)
> c.colley at msad17.org
> This is a staff email account managed by Oxford Hills School District -
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