[SchoolFinance] Insurance

[Carrie Colley]

Gabby,
MSAD 17 switched from MSMA to Liberty Mutual/Cross several years ago before
I became Business Manager.  Like the others we have seen significant
increases yearly.  Last Year Cross Insurance performed the bid process for
us which didn't result in any premium changes.
I'm going to prepare a new bid as we've had some significant changes.

We still have workers comp through MSMA and Cross Insurance is asking to
let them bid that as well.  Did those of you who have switched Workers Comp
carriers have the same experience as when you switched your
Property/Liability insurance?

Carrie



On Fri, Feb 6, 2026 at 10:04 AM Krol, Gabrielle <gabrielle.krol at msad52.org>
wrote:

> Good Morning,
>
> I am sending this out one more time in hopes of getting a few more
> responses for information to take back to my board.
>
> Our board is interested in understanding which districts have switched
> from or to MSMA for insurance over the last several years and what the
> increase or decrease in your premiums has been as a result.  They are
> interested in learning that if the change has resulted in lower costs
> regardless of the company you have switched to/from. Also, any pros/cons
> you are willing to share.
>
> I am hoping to get the name of your carrier and what that overall
> increase/decrease was.
>
> Hope everyone has a wonderful weekend!
>
> On Tue, Jan 27, 2026 at 7:41 AM Krol, Gabrielle <gabrielle.krol at msad52.org>
> wrote:
>
>> Good Afternoon,
>>
>> Our board is interested in understanding which districts have switched
>> from or to MSMA for insurance over the last several years and what the
>> increase or decrease in your premiums has been as a result.  They are
>> interested in learning that if the change has resulted in lower costs
>> regardless of the company you have switched to/from. Also, any pros/cons
>> you are willing to share.
>>
>> I am hoping to get the name of your carrier and what that overall
>> increase/decrease was.
>>
>> I appreciate your time with this- insurance is a heavy lift for our
>> districts and the time it takes to go to bid is quite a commitment.
>>
>> We have been extremely happy with our insurance with MSMA, however the
>> board does not work directly with them so they want to make sure the cost
>> is appropriate.
>>
>> Thanks so much!
>> Gabby
>>
>>
>> --
>> Gabrielle Krol
>> Business Manager
>> MSAD 52
>> 486 Turner Center Road
>> Turner, ME 04282
>> 207-225-1006
>>
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-- 
Carrie Colley
Director of Finance & Operations
M.S.A.D. #17
232 Main Street, Suite 2
South Paris, Maine 04281
207-743-8972
207-743-2878 (Fax)
c.colley at msad17.org
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