[SchoolFinance] Insurance

[Krol, Gabrielle]

This is very helpful thank you!

On Tue, Jan 27, 2026 at 12:09 PM Winslow, Natasha <nwinslow at rsu50.org>
wrote:

> We had a significant claim a couple of years ago due to pipes bursting and
> a small fire the year before that. We were with a local insurance company
> at the time (FA Peabody).  They raised our premiums significantly and would
> only offer us a $10,000 deductible after that. Since then we accepted a bid
> from MSMA and have significantly lower costs. (20% lower) and we now have a
> deductible of $1,000.
>
> On Tue, Jan 27, 2026 at 8:06 AM Krol, Gabrielle <gabrielle.krol at msad52.org>
> wrote:
>
>> Good Afternoon,
>>
>> Our board is interested in understanding which districts have switched
>> from or to MSMA for insurance over the last several years and what the
>> increase or decrease in your premiums has been as a result.  They are
>> interested in learning that if the change has resulted in lower costs
>> regardless of the company you have switched to/from. Also, any pros/cons
>> you are willing to share.
>>
>> I am hoping to get the name of your carrier and what that overall
>> increase/decrease was.
>>
>> I appreciate your time with this- insurance is a heavy lift for our
>> districts and the time it takes to go to bid is quite a commitment.
>>
>> We have been extremely happy with our insurance with MSMA, however the
>> board does not work directly with them so they want to make sure the cost
>> is appropriate.
>>
>> Thanks so much!
>> Gabby
>>
>>
>> --
>> Gabrielle Krol
>> Business Manager
>> MSAD 52
>> 486 Turner Center Road
>> Turner, ME 04282
>> 207-225-1006
>> _______________________________________________
>> SchoolFinance mailing list
>> SchoolFinance at maillist.informe.org
>> http://maillist.informe.org/mailman/listinfo/schoolfinance
>
>
>
> --
>
>
> *Natasha Winslow**Business Manager*
>
>
> *RSU 50 <http://www.rsu50.org/>*nwinslow at rsu50.org
>
> *Phone:* 207.757.8223  Ext.012 | *Fax:* 207.757.8257
>
> *District Website: rsu50.org <http://rsu50.org/>*
>
> Confidentiality Notice:
> This e-mail message, including any attachments, is for the sole use of the
> intended recipient(s) and may contains confidential and privileged
> information.
>
> Any unauthorized review, use, disclosure or distribution is strictly
> prohibited. If you are not the intended recipient, please contact the
> sender by reply e-mail and destroy all copies of the original message.
>
>
>
> *P* *Before printing this e-mail think GREEN!*
> _______________________________________________
> SchoolFinance mailing list
> SchoolFinance at maillist.informe.org
> http://maillist.informe.org/mailman/listinfo/schoolfinance
-------------- next part --------------
An HTML attachment was scrubbed...
URL: <http://maillist.informe.org/pipermail/schoolfinance/attachments/20260127/bbb322a0/attachment.htm>