[SchoolFinance] Anthem

[Heather Reale]

When can we expect to receive the Q4 loss ratio report? That would be the
last piece in the puzzle.


*Heather A. Reale, MBA, Finance*
Director of Finance
Wells-Ogunquit Community School District
hreale at wocsd.org
207-641-6909


On Wed, Jan 21, 2026 at 1:45 PM Zak Harding <
zachary_harding at yarmouthschools.org> wrote:

> Hi,
> Yarmouth is using 10%. Are any of you using your Q3 loss ratio to inform
> your budget estimate?
> Last year our MLR was 94% so we had 6.12% health.
> Our loss ratio Q3 2025 is similar and we do not have any FMLAs that would
> indicate a large Q4 claim - though not a perfect data point as
> dependents don't take FMLA.
> We should get our MLRs early Feb
>
> Good luck everyone
>
> Zak
>
>
> On Wed, Jan 21, 2026 at 1:27 PM Wendy Bradstreet <
> wendy.bradstreet at rsu29.org> wrote:
>
>> RSU29's contracts allow for a 10% increase for the employer portion, if
>> above that the employees pick up the remainder.
>> *Wendy Bradstreet*
>> *RSU29 Business Manager*
>> *PO Box 190*
>> *Houlton ME 04730*
>> *(207)538-3137*
>> *wendy.bradstreet at rsu29.org <wendy.bradstreet at rsu29.org>*
>>
>>
>>
>> On Wed, Jan 21, 2026 at 12:28 PM Lisa Swift <lswift at veaziecs.org> wrote:
>>
>>> Hello,
>>>   I am wondering if anyone has heard when we should receive from Anthem
>>> their outlook for FY27 rates.  Do we know what the highest increase will
>>> be?  What are you all budgeting for an increase?
>>>
>>> Thanks!
>>> Lisa Swift
>>> Business, Payroll and Human Resource Manager
>>> Veazie School Department
>>> 1040 School Street
>>> Veazie, ME 04401
>>> P: (207)947-6573 ext. 309     F: (207)947-6570
>>> _______________________________________________
>>> SchoolFinance mailing list
>>> SchoolFinance at maillist.informe.org
>>> http://maillist.informe.org/mailman/listinfo/schoolfinance
>>
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>
>
>
> --
> Zak Harding
> Director of Business Services
> Yarmouth School Department
> zak_harding at yarmouthschools.org
> 207-846-5586
> _______________________________________________
> SchoolFinance mailing list
> SchoolFinance at maillist.informe.org
> http://maillist.informe.org/mailman/listinfo/schoolfinance
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