<div dir="ltr"><div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Another thing to add- their rate is locked through 4/1/2028.</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">The State rate is locked through 12/31/2027.</div><div class="gmail_default" style="font-family:tahoma,sans-serif;font-size:small">Premiums would begin 5/1/2026. If approved by the 5/31/2025 deadline, you would not need to submit premiums to the state after April 1, 2025 (essentially where the savings is). Premiums collected after April 1, 2025, would be returned to the employee.</div><br clear="all"></div><div><div dir="ltr" class="gmail_signature" data-smartmail="gmail_signature"><div dir="ltr"><div><br></div><font face="tahoma, sans-serif"><div><font face="tahoma, sans-serif"><br></font></div></font><div><table border="0" cellpadding="0" cellspacing="0" style="color:rgb(255,255,255);line-height:0px;font-size:1px;border-spacing:0px;margin:0px;border-collapse:collapse;width:500px;padding:0px"><tbody><tr><td style="padding:0px"><table border="0" cellpadding="0" cellspacing="0" style="line-height:0px;border-spacing:0px;margin:0px;border-collapse:collapse;padding:0px"><tbody><tr><td style="border-collapse:collapse;font-family:Georgia,serif;font-size:12px;line-height:14px;padding-bottom:14px"><p style="margin:0.04px"><b style="color:rgb(34,34,34);font-family:tahoma,sans-serif;font-size:small;font-style:italic">~Thanks,</b><br></p></td></tr></tbody></table></td></tr><tr><td style="padding:0px"><table border="0" cellpadding="0" cellspacing="0" style="line-height:0px;border-spacing:0px;margin:0px;border-collapse:collapse;padding:0px"><tbody><tr><td width="65" style="padding-right:20px"><table border="0" cellpadding="0" cellspacing="0" style="line-height:0px;border-spacing:0px;margin:0px;border-collapse:collapse;padding:0px"><tbody><tr><td style="border-collapse:collapse;line-height:0px;padding-right:1px"><p style="margin:0.04px"><img width="83" height="96" src="https://ci3.googleusercontent.com/mail-sig/AIorK4wOM3rHEVNULIRNYSuhwFqRAk7CgWLVJVFzLdjHZvuMI33cn4lY7xo1dr0OnLhUUqd239A-EMcO6A8s"></p></td></tr></tbody></table></td><td style="border-collapse:collapse;background-color:rgb(242,121,10);width:3px;vertical-align:super;padding:0px"></td><td style="border-collapse:collapse;padding-right:20px"></td><td style="padding:0px"><table border="0" cellpadding="0" cellspacing="0" style="line-height:0px;border-spacing:0px;margin:0px;border-collapse:collapse;padding:0px"><tbody><tr><td style="border-collapse:collapse;font-family:Calibri,Helvetica,sans-serif;font-size:15px;line-height:17px;font-weight:700;padding:0px"><p style="margin:0.04px"><span style="color:rgb(29,31,28)">Dawn Blanchard</span><br></p></td></tr><tr><td style="border-collapse:collapse;font-family:Calibri,Helvetica,sans-serif;font-size:15px;line-height:17px;font-weight:700;padding:0px"><p style="margin:0.04px"><span style="color:rgb(242,121,10)">Director of Personnel & Finance</span><br></p></td></tr><tr><td style="border-collapse:collapse;font-family:Calibri,Helvetica,sans-serif;font-size:12px;line-height:14px;padding-bottom:2px"><p style="margin:0.04px"><span style="line-height:14px;color:rgb(69,69,69)">she/her/hers<br></span></p><p style="margin:0.04px"><span style="line-height:14px;color:rgb(69,69,69)">(207)-319-1950</span></p></td></tr><tr><td style="border-collapse:collapse;font-family:Calibri,Helvetica,sans-serif;font-size:15px;line-height:17px;padding:0px"><span style="font-size:12px;line-height:14px;color:rgb(98,202,62)"></span><span style="line-height:17px;color:rgb(23,22,22)"><a href="mailto:dblanchard@brunswicksd.org" style="color:rgb(17,85,204)" target="_blank">dblanchard@brunswicksd.org</a></span></td></tr><tr><td style="border-collapse:collapse;font-family:Calibri,Helvetica,sans-serif;font-size:15px;line-height:17px;padding-bottom:12px"><span style="font-size:12px;line-height:14px;color:rgb(98,202,62)"></span><a rel="nofollow" href="https://www.brunswicksd.org/" style="color:rgb(0,0,1);line-height:17px;display:inline" target="_blank">www.brunswicksd.org</a></td></tr></tbody></table><table border="0" cellpadding="0" cellspacing="0" style="line-height:0px;border-spacing:0px;margin:0px;border-collapse:collapse;padding:0px"><tbody><tr><td style="padding-right:10px"><p style="margin:0.04px"><a rel="nofollow" href="https://www.facebook.com/Brunswick-School-Department-896342617067005/" style="color:rgb(17,85,204);font-size:0px;line-height:0px" target="_blank"><img height="24" width="24" alt="facebook" border="0" src="https://img1.gimm.io/assets/social/96/2d77ff/4/facebook.png" style="max-width:100%"></a></p></td></tr></tbody></table></td></tr></tbody></table></td></tr></tbody></table></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Thu, Apr 10, 2025 at 12:07 PM Sherry Moody <<a href="mailto:smoody@mcst8.org" target="_blank">smoody@mcst8.org</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><div>The Guardian is the selected company. May 31 is the deadline to submit to DOL for a private plan if you want to switch with an effective date of 4/1/25.</div><div><br></div><div>Employees are not required to participate until collective bargaining agreements expire.</div><div><br></div><div>We must stay with a private plan for 3 years per statute. Rates offered are .88% and .98% (depending upon individual schools.</div><div><br></div><div>82 districts did submit census data. If we participate, you will be the policy holder, not MSMA. The Guardian will need census information annually as part of our reporting.</div><div><br></div><div>A school board vote is required to participate. Wendy Douglas is the contact and a letter of intent will be necessary after the board vote.</div><div><br></div><div>Wendy will be the contact person at MSMA for this process and afterwards.</div><div><br></div><div>Once the private plan application goes to the DOL, the Guardian will need an application by November as well.</div><div><br></div><div>There is a 13 month exemption period once the process is in place.</div><div><br></div><div>These are my own notes so hopefully I got most of it correct.</div><div><br></div><div>Sherry</div><div><div dir="ltr" class="gmail_signature"><div dir="ltr"><div><div dir="ltr"><div><div dir="ltr"><div>----</div><div>Sherry Moody, Business Mgr</div><div>Mid-Coast School of Technology</div><div>1 Main Street</div><div>Rockland, ME 04841</div><div>(207) 594-2161</div><div><div style="font-size:12.8px"><font face="tahoma, sans-serif" size="2"><font color="#666666"><a href="http://www.mcst8.org/" target="_blank">www.mcst8.org</a></font></font></div><div style="font-size:12.8px"><font color="#666666" face="tahoma, sans-serif" size="2"><img src="https://www.google.com/a/mcst.tec.me.us/images/logo.gif" width="200" height="82"></font></div></div></div></div></div></div></div></div></div><br></div><br><div class="gmail_quote"><div dir="ltr" class="gmail_attr">On Thu, Apr 10, 2025 at 11:04 AM Heather Reale <<a href="mailto:hreale@wocsd.org" target="_blank">hreale@wocsd.org</a>> wrote:<br></div><blockquote class="gmail_quote" style="margin:0px 0px 0px 0.8ex;border-left:1px solid rgb(204,204,204);padding-left:1ex"><div dir="ltr"><div><div class="gmail_default" style="font-family:"comic sans ms",sans-serif;font-size:large;color:rgb(0,0,255)">Hi,</div><div class="gmail_default" style="font-family:"comic sans ms",sans-serif;font-size:large;color:rgb(0,0,255)">Any feedback from the MSMA meeting yesterday on the Private PFMLA options? I was not able to attend.</div><div class="gmail_default" style="font-family:"comic sans ms",sans-serif;font-size:large;color:rgb(0,0,255)">Thank you</div><div class="gmail_default" style="font-family:"comic sans ms",sans-serif;font-size:large;color:rgb(0,0,255)"><br></div><br clear="all"></div><div><div dir="ltr" class="gmail_signature"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div dir="ltr"><div><font size="4" face="comic sans ms, sans-serif" color="#073763"><i><b>Heather A. Reale, MBA, Finance</b></i></font></div><div><font size="4" face="comic sans ms, sans-serif" color="#073763">Director of Finance </font></div><div><font size="4" face="comic sans ms, sans-serif" color="#ff0000">Wells-Ogunquit Community School District</font></div><div><font size="4" color="#000000"><a href="mailto:hreale@wocsd.org" target="_blank">hreale@wocsd.org</a></font></div><div><font size="4"><font color="#000000">207-641-6909</font><br></font></div></div></div></div></div></div></div></div></div></div>
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