[SchoolFinance] Insurance

[Sherry Moody]

Hi Gabby,

We have used MSMA for years for property/casualty, workers comp,
unemployment, dental and now PFML coverage through The Guardian. I have to
say the biggest reason we stay with MSMA has been because of the good
relationships with their staff and the quality of their service. This
probably doesn't help as far someone who has recently switched... but
wanted you to know our opinion.

Sherry
----
Sherry Moody, Business Mgr
Mid-Coast School of Technology
1 Main Street
Rockland, ME 04841
(207) 594-2161
www.mcst8.org


On Fri, Feb 6, 2026 at 10:04 AM Krol, Gabrielle <gabrielle.krol at msad52.org>
wrote:

> Good Morning,
>
> I am sending this out one more time in hopes of getting a few more
> responses for information to take back to my board.
>
> Our board is interested in understanding which districts have switched
> from or to MSMA for insurance over the last several years and what the
> increase or decrease in your premiums has been as a result.  They are
> interested in learning that if the change has resulted in lower costs
> regardless of the company you have switched to/from. Also, any pros/cons
> you are willing to share.
>
> I am hoping to get the name of your carrier and what that overall
> increase/decrease was.
>
> Hope everyone has a wonderful weekend!
>
> On Tue, Jan 27, 2026 at 7:41 AM Krol, Gabrielle <gabrielle.krol at msad52.org>
> wrote:
>
>> Good Afternoon,
>>
>> Our board is interested in understanding which districts have switched
>> from or to MSMA for insurance over the last several years and what the
>> increase or decrease in your premiums has been as a result.  They are
>> interested in learning that if the change has resulted in lower costs
>> regardless of the company you have switched to/from. Also, any pros/cons
>> you are willing to share.
>>
>> I am hoping to get the name of your carrier and what that overall
>> increase/decrease was.
>>
>> I appreciate your time with this- insurance is a heavy lift for our
>> districts and the time it takes to go to bid is quite a commitment.
>>
>> We have been extremely happy with our insurance with MSMA, however the
>> board does not work directly with them so they want to make sure the cost
>> is appropriate.
>>
>> Thanks so much!
>> Gabby
>>
>>
>> --
>> Gabrielle Krol
>> Business Manager
>> MSAD 52
>> 486 Turner Center Road
>> Turner, ME 04282
>> 207-225-1006
>>
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